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Invesco - A&P Capital Retirement Income Index (RIIX): Reflecting the current cost of $1 per year of income for the next 30 years, the RIIX provides investors a clear measure of how much future income their current savings can provide.
Invesco - A&P Capital Retirement Income Index (RIIX): Reflecting the current cost of $1 per year of income for the next 30 years, the RIIX provides investors a clear measure of how much future income their current savings can provide.
How It Works
A curated collection of US Treasury securities, with $1 worth of instruments maturing each year for the next 30 years.
Easy to Understand
The assured income always remains the same—$1 of income per year for the next 30 years—with the Index’s price tracking the cost to acquire it based on market conditions.
Simple to Use
The Index makes it easy to quantify an investor’s 30-year retirement income potential in two ways. By dividing a savings amount by the current Index valuation, investors can determine the current annual income generation potential for the next 30 years. Conversely, if there is a targeted assured annual income stream an investor is trying to achieve, multiply that amount by the current Index valuation to determine the savings required to generate it.
Two easy application
A curated collection of US Treasury securities, with $1 worth of instruments maturing each year for the next 30 years.
Easy to Understand
The assured income always remains the same—$1 of income per year for the next 30 years—with the Index’s price tracking the cost to acquire it based on market conditions.
Simple to Use
The Index makes it easy to quantify an investor’s 30-year retirement income potential in two ways. By dividing a savings amount by the current Index valuation, investors can determine the current annual income generation potential for the next 30 years. Conversely, if there is a targeted assured annual income stream an investor is trying to achieve, multiply that amount by the current Index valuation to determine the savings required to generate it.
Two easy application
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1. How much will my savings generate in assured annual income for 30 years?
Savings ÷ current Index valuation = current annual income generation potential for next 30 years Example: $1 million ÷ $16.454 (price on 12/11/2024) = $60,776 every year for 30 years |
2. How much do I need in savings to target a specific assured annual income amount?
Targeted annual income × current Index valuation = current required savings to generate it Example: Desired income of $60,000 every year for 30 years × $16.454 (price on 12/11/2024) = $987,240 in required savings |
Liquid, Secure and Transparent.
Co-developed in partnership with Invesco, a leading provider of custom index solutions, the Index follows a disciplined, rules-based methodology that has been developed with rigorous academic research. It consists solely of US Treasuries securities, among the most liquid fixed income securities in the world.
Liquid, Secure and Transparent.
Co-developed in partnership with Invesco, a leading provider of custom index solutions, the Index follows a disciplined, rules-based methodology that has been developed with rigorous academic research. It consists solely of US Treasuries securities, among the most liquid fixed income securities in the world.